Loans

Borrow against your Regular Share (Savings) account at low rates tied to your respective Regular Share account rates, with repayment periods from one (1) to ten (10) years.
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Borrow up to $30,000, at very attractive rates, with various terms from one (1) to six (6) years.
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Purchase that new or used car you have been dreaming of, with 100% financing, up to seven (7) years to repay, at low interest rates.
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Borrow up to $15,000 with a personal loan, and more with the additional funds requested to be secured by Shares (Savings), or Auto with up to six (6) years to repay.
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Borrow up to $8,000 per year, with a maximum of $32,000 for four (4) years, with no principal payments due until after graduation, or leaving school, and a repayment period of up to ten (10) years.
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The Credit Builder Loan is specifically designed to help you build your credit. Go from No Credit, Bad Credit to Good Credit. Borrow $1,000 to $5,000 at 8.00%APR* with Terms up to three (3) years.
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Finance up to 80% of the value of your home, loan amount as high as $650,000. We have a variety of mortgage products with low fixed rates.
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Land Loan amount up to $200,000 and 75% Loan To Value for 15 years fixed.
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Take advantage of additional tax deductions by borrowing up to 80% of the equity value in your home, for any reason, up to $350,000.

This is an open-ended loan product. The terms referenced on this page to illustrate repayment periods and terms are solely for determining possible periodic payments under this Credit Union's credit plans.
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Protect yourself against overdrafts with a line of credit of up to $1,000.

This is an open-ended loan product. The terms referenced on this page to illustrate repayment periods and terms are solely for determining possible periodic payments under this Credit Union's credit plans.
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KGEFCU's VISA Platinum Credit Card with UChoose Rewards Program has fixed competitive rates, no annual fees, and 24/7 member service. Getting exactly what you want from a rewards program is now a reality! Combine points with your VISA Debit Card and pool points with family members. Shop In-Store at National Retailers as well as anywhere your card is accepted. Plus you'll find local retailers, restaurants, auto repair shops, and clothing stores, right in your own neighborhood. You Shop. You Earn. You Choose...It's that simple!
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