Kaua'i Government Employees
Federal Credit Union

Certificates of Deposit

Investing in your future and the future of your family is what we do. We understand the needs of those on the island and provide options to help you not just preserve, but enhance your way of life.

If you have questions, contact us to say aloha or schedule an appointment with our members service team.

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IRAs

Our IRA allows for your money to grow tax-free towards enjoying your golden years of retirement.

  • Only $25 deposit to open an IRA
  • IRA Dividend Rate APY* 1.56%

Traditional IRA

Our Individual Retirement Accounts (IRA) allows for your money to grow tax-free towards enjoying your golden years of retirement.

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Education IRA

Our Education IRA allows your money to grow tax-free towards furthering your or your keiki’s education, turning graduation from a dream into a reality.

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Roth IRA

Our Roth IRA allows your money to grow tax-free towards the goal of home ownership, bringing you closer to getting the keys to your very first home.

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Certificates of Deposit

You work hard for your money, now let your money work for you. KGEFCU offers Share Certificates & IRA Share Certificates as a valuable investment tool for any and all of our members.

Share Certificates accounts are fixed and compounded quarterly, and are in effect for the term of the account. Choose the terms, from 12 months to 72 months that work best for you and your goals.

Investing today for a better tomorrow is how we grow. Deposit $1000 (minimum) to open and start earning dividends for your better tomorrow.

If you have questions, contact us to say aloha or schedule an appointment with our members service team.

Contact Us

IRAs

Rates Updated: 06/22/18

Account Type Minimum to Open Minimum to Earn Divident Rate APY*
IRA Share $25 N/A 1.56%
Roth IRA $25 N/A 1.56%
Education IRA $25 N/A 1.56%

Share Certificates & IRA Share Certifcates
(Tradition, ROTH & Coverdell)

Share Certificate accounts are fixed and compounded quarterly and will be in effect for the length of the CD term.

Rates Updated: 06/22/18

CD Term Minimum to Open Minimum to Earn Dividend Rate APY*
12 months $1000 $1000 1.409%
18 months $1000 $1000 1.61%
24 months $1000 $1000 1.71%
36 months $1000 $1000 1.91%
48 months $1000 $1000 2.12%
60 months $1000 $1000 2.32%
72 months $1000 $1000 2.63%

*APY = Annual Percentage Yield. Monthly dividends and annual percentage yields may change monthly as determined by the Board of Directors and are subject to change without notice. For Regular Share (Savings) accounts to earn a dividend, members must maintain an average daily balance of $100 during the dividend period.

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